Can VAC pay for therapy?
2 min readIntermediateAssumes some familiarity with military transition or Veterans Affairs.
Yes. VAC provides treatment benefits that can cover psychological therapy, counselling, and other mental health services for eligible veterans with approved service-related conditions.
VAC can cover therapy and mental health treatment through its Treatment Benefits program.
Who is eligible:
- Veterans with an approved VAC disability benefit (a service-related condition)
- Family members may be eligible in certain circumstances
- Veterans without an approved condition may still access the VAC Assistance Service for short-term crisis support
What is covered:
- Psychological therapy and counselling
- Psychiatric services
- Social work services
- Some complementary therapies (with approval)
- Medications related to your approved condition
- Travel to appointments
How to access treatment:
- If you have an approved VAC disability benefit, treatment for that condition is covered
- VAC has a network of providers, or you can ask your own provider to register with VAC
- You can also access Operational Stress Injury (OSI) Clinics, which specialize in military mental health
- The VAC Assistance Service (1-800-268-7708) provides free, confidential short-term counselling for veterans and families — even without an approved claim
Important to know:
- You do not need to wait for a disability claim decision to access the VAC Assistance Service
- OSI Clinics provide specialized treatment for operational stress injuries
- Family members can access support through the VAC Assistance Service and, in some cases, through the family caregiver programs
If you are in crisis right now, call 911 for immediate danger, or call/text 988 for crisis support anywhere in Canada. The VAC Assistance Service is available 24/7 at 1-800-268-7708.
Why This Matters
Strong evidence is the foundation of a successful claim. Without it, even eligible conditions can be denied.
Who This Applies To
Veterans with approved VAC disability conditions, and their family members in certain circumstances.
Common Misconception
Many veterans think they need to pay for therapy themselves or that VAC only covers physical conditions. VAC covers mental health treatment, including PTSD therapy, for approved conditions.
Related Benefits
Related Downloads
Related Claim Tools
Related Glossary Terms
OSIVAC Assistance ServiceTreatment Benefits
Related Knowledge Articles
What Should I Do Next?
If you have an approved VAC condition, ask VAC about treatment benefits. If you need immediate support, call the VAC Assistance Service at 1-800-268-7708.
Need more help?
Last reviewed: July 23, 2026·Next review: October 23, 2026
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