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Mental Health Benefits

VACTreatment and healthGenerally non-taxable

You don't need to understand every program before taking the next step.

In one sentence
Treatment coverage for eligible mental health conditions while a related disability application is processed.
Who this is usually for
An eligible person has applied for a disability benefit for a covered mental health condition.
What it may help with

Information is being prepared.

2 min read·Preparation time varies by situationScroll to explore, or reach out if you are unsure
1

What is this?

Treatment coverage for eligible mental health conditions while a related disability application is processed.

Some eligible former CAF members who submit a disability application for an eligible mental health condition may receive mental health treatment coverage while VAC processes the application. Treatment coverage is not approval of the disability claim.

Separate treatment eligibility from claim approval.

3

Who might qualify?

An eligible person has applied for a disability benefit for a covered mental health condition.

Only the responsible organization can determine eligibility.

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Typical process

Submit the disability claim and ask VAC about immediate coverage.

Learn about the benefit
Gather information
Application
Review
Decision
Possible reconsideration
Possible appeal

If you receive a decision

Treatment access is not a final approval of disability entitlement.

  • Entitlement — whether the condition is related to service
  • Assessment — the severity or percentage rating
  • Effective date — when the benefit starts
  • Calculation — how the amount was determined
  • Approved services — what is covered and for how long
  • Frequency or dollar limit — caps on treatment or services
  • Reasons for denial — the specific basis for the decision

Every situation is different. Timelines vary based on the organization, the complexity of the application, and the volume of requests being processed.

What usually happens next

1

Application received

The organization typically sends a confirmation that your application was received.

2

Information requests

They may ask for additional medical, service, or financial records to support your application.

3

Review

A decision maker reviews your application, the evidence provided, and the applicable program rules.

4

Decision

You receive a written decision explaining the outcome, the reasons, and any review rights.

5

If approved

Benefits begin according to the program rules and the effective date stated in the decision.

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If not approved

The decision letter explains why and describes your review or appeal options, including any deadlines.

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Reassessment

If your condition or circumstances change, you may request a reassessment of the decision.

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Reviews and appeals

Depending on the issue, you may request a departmental review or a hearing before the Veterans Review and Appeal Board.

Every situation is different. Timelines vary and are not guaranteed.

Evidence that may help

Submitted claim

diagnosis/clinical concern

treatment recommendation

provider details.

Not every document is required for every application. This list is for general awareness only.

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You may also want to explore

Treatment Benefits

VAC Treatment Benefits provide eligible Veterans with coverage for authorized health-care products and services.

OSI clinics

A related program that may be worth exploring.

rehabilitation

A related program that may be worth exploring.

IRB.

A related program that may be worth exploring.

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Helpful VANCA tools

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Official sources

VAC

Veterans Affairs Canada is the primary decision-maker for this program. Check their official page for the most current eligibility rules, application forms, and processing times.

View the official source

Program rules may change. The official department, tribunal, insurer, or benefit provider makes eligibility and payment decisions. VANCA provides information only — not decisions.

Before you apply

  • I understand what this benefit is.
  • I know what evidence I already have.
  • I understand who makes the decision.
  • I know my next step.
  • I know where to ask questions if I become stuck.

Not sure if this applies to you?

We don't determine eligibility, but we can help you understand your options, explain how programs may work together, and identify possible next steps.

Last reviewed

2026-07-16

Next scheduled review

Not scheduled

Official source verified

2026-07-16

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